Sustainability

The opinions of stakeholders have served as the guiding principle for the development of the Chailease sustainable development strategy since the first CSR Report was published in 2013. The process of compiling the Environmental (E), Social (S) and Governance (G) issues of concern to stakeholders is used to internalize the issues as the corporate sustainability targets. Chailease also refers to international sustainability standards and regulations such as the GRI Standards, and SDGs Sustainability evaluations such as the DJSI, MSCI ESG Ratings, and the Chailease Holding's sustainable development strategy are adopted as the basis for materiality analysis for the identification of 5 material topics in four major dimensions including accountable governance, environmental management, social harmony, and happy workplace. The issues are internalized as the company's targets for enterprise risk management (ERM) & sustainable development organized as the basis for drafting reports. The results of the stakeholder agreement will be reported to the Corporate Governance and Sustainable Development Committee and the Board of Directors.

Engaging with Interested Parties

The company maintains a strong relationship with interested parties by engaging them through various channels of communications. This not only contributes to overcoming corporate issues but also brings the company closer to achieving its goals. Such engagement can also serve as the foundation for developing an approach to corporate sustainability and improving company performance across a range of areas.

As the industry has remained relatively stable, the stakeholder identification results from the prior year continue to apply. To effectively identifying key stakeholders, Chailease Holding made reference to the experiences of benchmark companies and industries and discussions among ESG group members from various departments in following the principles of the AA1000 Stakeholder Engagement Standard to assess the degree of “Dependency, Responsibility, Influence, Diverse Perspective, and Tension” on the part of stakeholders. After screening of the overall assessment, the main stakeholders were determined to be investors, customers, employees, government agencies, members of society and supplier

Stakeholder Communication Channels

In 2024, there has been ongoing public discussion regarding the financing and leasing industry, particularly concerning business models such as Buy Now, Pay Later (BNPL) and used car loans, as outlined in the Chairman’s Letter to Shareholders in the "2024 Chailease Holding Annual Report." In 2024, with the assistance of the Financial Supervisory Commission (FSC), the Taipei Leasing Association established self-regulatory guidelines for BNPL and used car financing. The guidelines aim to strengthen consumer protection measures under the Financial Consumer Protection Act. Chailease Holding has aligned its practices with these guidelines, adjusting our marketing activities accordingly. This includes measures for personal data protection, dedicated units and mechanisms for handling customer complaints and disputes, and the establishment of fair and honest contracts, in response to societal expectations and to strengthen customer trust.

Double-materiality analysis
Chailese Holding performs materiality analysis annually, and performed sustainability issue materiality analysis by referring to the Double Materiality Guidelines. Based on GRI 3: Material Topics 2021, the company invited internal top management team to evaluate the actual and potential positive and negative level of impact of the sustainability issue. At last, based on the stakeholders’ level of concern and impact of level of impact of sustainability issue, the SCSB discussed on the impact and financial materiality of sustainability issue. If the sustainability issue has any materiality, it will be identified as a material issue.

Chailease Materiality Matrix & Material Issue Impact Assessment Results

Material Topics in Chailease Value Chain
 
Sustainability Issues in Chailease Value Chain
Management Approach and Content
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